Ronald S. Leopold, MD, MBA, MPH
Health and Productivity



The Value of Employee Benefits

Mega-forces are converging to drive today’s benefits marketplace in a new direction that focuses on a defined contribution by employers into a broader portfolio of coverage options and choices enabled by new technologies.

Fixed costs and smarter use of technology are enabling employers to offer far greater value to individual associates without breaking the bank.


Generations in the Workplace

The Great Recession changed everything.

For Baby Boomers 70, is the new 65. Or is it 75? Staying in the workforce for ten years longer introduces new risks to working Boomers facing increasing morbidity and mortality. Risk protection available from the employer is important than ever in an age of delayed retirement.

Gen X and Gen Y are growing up in a world where financial opportunities are more scarce. The financial security and protection they get from employee benefits should change how employers think about driving loyalty and engagement.

Health and Productivity

Where are the windows of opportunity? They can be remarkably elusive.

The ten percent of a working population who is out of work for medical reasons for more than a week (i.e., submit a short term disability claim) account for more than fifty percent of the medical costs consumed by that workforce!

Where else are there opportunities to apply diagnostics? What are the therapeutics?

Workplace Wellness

What would really get you to do something? Tickets to the Super Bowl? A free I-Pad. Frequent Flier Miles?

If you could get to higher levels in Angry Birds by improving biometrics, would that do it for you? 

What's a healthier employee really worth? What outcome would justify an investment of x? 

 The new frontiers in health and wellness are in behavioral economics, mobile technology and gaming.

The Business Value of a Healthier Workforce

The current debate on finding the ROI of wellness programs is limited to medical cost reduction. 

We are not using all of our lenses. Understanding work performance, operational requirements of individuals, workplace employment and employee loyalty are all connected to a culture of health and wellness.

This is a message that the C-Suite needs to hear. Not just the CFO. But the COO and CEO, as well/

Financial Wellness

Employers are starting to rally behind the idea that employees who improve financial security are more productive at work.

The idea that there is an epidemic of financial illness in the workforce that could, in part, be mitigated by financial education, tools and guidance is a relatively recent phenomenon. Financial Wellness is, for more companies, becoming a natural extension to other workplace wellness efforts.

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